Berilmu Sebelum Berhutang

Berutang tidak hanya butuh nyali dan sedikit ketebalan kulit muka lebih penting dari itu berutang juga butuh ilmu. Sebab banyak sekali timbul permasalahan di tengah masyarakat yang disebabkan oleh utang-piutang yang dilakukan tanpa ilmu dan etika. Gara-gara utang tali silaturahim terputus. Mau berkunjung ke rumah saudara batal karena takut disangka mau menagih utang. Gara-gara utang hubungan pertemanan hancur berantakan. Gara-gara utang warung tetangga gulung tikar. Hiroshima dan Nagasaki hancur karena bom warung si emak dan si aki hancur karena bon.
Oleh sebab itu wajib hukumnya bagi seorang muslim sebelum ia berutang untuk mengetahui ilmu dan adab-adabnya. Sehingga tidak melanggar rambu-rambu yang ditetapkan oleh syariat Islam yang memang dirumuskan untuk kemaslahatan umat manusia di dunia maupun di akhirat.
Hadits-hadits Anjuran Mengutangkan
Terdapat beberapa hadits yang menyatakan anjuran untuk memberikan pinjaman sukarela tanpa mengharapkan imbalan atau mendapatkan keuntungan.

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Knowledge before you owe

Debt not only requires guts and a little skin thickness more important than that debt also requires knowledge. Because there are so many problems arising in society that are caused by debts that are carried out without knowledge and ethics. Because of debt the friendship was cut. You want to visit your house because you are afraid of being suspected of being in debt. Because of debt friendship is falling apart. Because of debt the neighbor's shop closed down. Hiroshima and Nagasaki were destroyed by a bomb the mother's stall and the battery were destroyed by a receipt.
Therefore it is obligatory for a Muslim before he is in debt to know his knowledge and manners. So that it does not violate the guidelines stipulated by the Islamic Sharia which are indeed formulated for the benefit of humanity in the world and the hereafter.
The Hadiths of Suggesting Remarks
There are several hadiths which suggest a voluntary loan without expecting anything in return or making a profit.

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